AARP Dental Insurance:

How the plan works and what is covered: The AARP Dental Insurance Plan is a dental PPO, called Delta Dental PPO. This gives you the freedom to see any licensed dentist and change dentists without notifying Delta Dental. The Delta Dental PPO network includes over 67,000 dentist locations nationwide. While you may see any dentist you like, you make the most of your benefits if you visit one of the Delta Dental PPO dentists. These dentists are part of a select group who have agreed to provide treatment to Delta Dental PPO patients at a reduced fee. Because these fees have been prenegotiated by Delta Dental, your out of pocket expenses will likely be lower.

If you do visit a Delta Dental PPO dentist, you don’t have to pay the whole bill and then wait for reimbursement from Delta Dental. Instead we pay our portion directly to the dentist. We then send a notice explaining your portion of the bill and you are expected to pay only that amount to the dentist. Delta Dental PPO dentists also handle all claims and paperwork for you.

I have been with AARP Dental Insurance for several years and I have never had to report a problem about their service. I have been going to the dentist for over 4 years since I have been covered by them. I go about every 6 to 8 months and they have covered all the expenses that they said they would. I am happy with them. I have had other policies that have tried to weasle their way out of payment, and trying to make me pay for more than I should.

I don’t like hastle, so I go with AARP Dental Insurance because the dental offices just send the bills straight to the health insurance company and I never see anything. That is very convenient for me since I used to get the bill and have to send it to my old insurance company myself.

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